Terms of Service

MarketIntell is an AI analyst desk for stocks, options, and crypto. We aggregate data from multiple third-party sources and use large language models to provide market analysis, data retrieval, and research assistance through a conversational interface and API.

The Service is a tool for information retrieval and analysis — it is not a financial advisor, broker, or trading platform.

To use MarketIntell, you must create an account. Upon signup, you will be issued an API key. This key is your sole credential for authenticating with the Service.

• Your API key is shown once at creation. We do not store the plaintext key.
• You are solely responsible for keeping your API key secure and confidential.
• Any activity conducted using your API key is your responsibility.
• If you believe your key has been compromised, revoke it immediately and generate a new one.

MarketIntell offers four tiers — Free, Builder, Pro, and Enterprise — differentiated by daily query allowance, model depth, and access to premium surfaces (live alpha feed, deep-research mode, the agent scheduler, broker execution). Current pricing, allowances, and included features are published at /pricing and authoritative machine-readable form at GET /v1/billing/plans on the API. Marketing pages and these Terms are derived from the same single source of truth (apps/api/src/lib/plans.ts); if those documents disagree, the API response is canonical.

We reserve the right to modify rate limits, quotas, plan structures, and pricing at any time. Material changes affecting existing customers will be communicated at least 14 days in advance via the Service or via the email associated with your account, and will not be applied retroactively to a billing cycle already invoiced. Promotional or trial pricing terms are described on the offer itself and end automatically without further notice.

Paid subscriptions are billed in advance via Stripe. You may downgrade or cancel at any time; downgrades take effect at the end of the current billing period. Refunds for unused time are not provided except where required by applicable law.

You agree not to:

• Use automated tools, bots, or scripts to scrape or systematically extract data from the Service beyond normal API usage.
• Resell, redistribute, or sublicense data obtained from MarketIntell without prior written consent.
• Use the Service for any illegal activity, including but not limited to market manipulation, fraud, or money laundering.
• Attempt to circumvent rate limits, authentication, or security measures.
• Interfere with the operation or integrity of the Service.
• Misrepresent MarketIntell's output as licensed financial advice.

MarketIntell owns all rights, title, and interest in the platform, including its software, design, branding, and proprietary algorithms.

You retain ownership of your queries and any original content you input into the Service. By using the Service, you grant us a limited, non-exclusive license to process your queries for the purpose of providing and improving the Service.

MarketIntell aggregates data from third-party providers across the following categories:

• Market data providers (price, volume, order books)
• Derivatives data (open interest, funding, options flow, liquidations)
• Fundamental data (earnings, filings, insider activity)
• On-chain analytics (wallet flows, holder cohorts, network usage)
• Social and prediction-market data
• Macroeconomic data
• AI model providers (OpenAI, Anthropic)

To the maximum extent permitted by applicable law, MarketIntell and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or trading losses, arising out of or in connection with your use of the Service.

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall our total liability exceed the amount you have paid us (if any) in the twelve (12) months preceding the claim.

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to the Service, other users, or third parties.

You may stop using the Service at any time by revoking your API key. Upon termination, your right to use the Service ceases immediately.

We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Your continued use of the Service after any changes constitutes acceptance of the updated Terms.

For material changes, we will make reasonable efforts to notify you via the Service interface or email (if you have provided one).

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration or in a court of competent jurisdiction.

If you have questions about these Terms, please contact us at:

[email protected]